At All Cash Baby, we understand that facing foreclosure can feel overwhelming. If you’ve fallen behind on your mortgage payments, it’s important to know your options before the bank takes action. Here’s a simple breakdown of how foreclosure works in California — and how we can help.

What Is Foreclosure?

Foreclosure is the legal process a lender uses to take back a property when the homeowner can’t keep up with mortgage payments. In California, this usually happens through a non-judicial foreclosure, which means it doesn’t go to court — and the timeline can move quickly.

The California Foreclosure Timeline

• Missed Payments: After about 90 days of missed payments, lenders can begin the foreclosure process.
• Notice of Default (NOD): You’ll receive a notice giving you 90 days to catch up.
• Notice of Trustee Sale: If the default isn’t resolved, the property can be scheduled for auction in as little as 21 days.
• Auction / Trustee Sale: The home is sold, often to the highest bidder, and you may be forced to move out.

Your Options Before Foreclosure

If you’ve received a Notice of Default or Trustee Sale, you still have options:

• Reinstate the Loan by paying the missed payments plus fees.
• Negotiate with the Lender for a loan modification.
• Sell the Property before foreclosure damages your credit.

How All Cash Baby Can Help

We specialize in helping homeowners avoid foreclosure by buying houses fast and as-is. Here’s why this matters:

• Fast closings – often before the trustee sale date.
• Cash offers in 24 hours – no waiting on banks or financing.
• We pay all costs – no commissions, no fees, no repairs.
• Protect your credit – selling before foreclosure is often better than letting it go to auction.

Take Action Now

The sooner you act, the more options you’ll have. If you’re facing foreclosure in Los Angeles, Orange County, Riverside, San Bernardino, or San Diego, All Cash Baby can help you sell quickly and move forward.

📞 Call us today at (626) 333-9777 or request your free cash offer online before it’s too late.